Choosing a moving company in Seattle comes down to four checks you can finish in an afternoon: the state permit, the coverage level, the type of estimate, and who signs the contract. Work through them before you compare prices, because each one changes what a quote is actually worth.
Start with the Washington permit
Any company that moves household goods for pay on Washington roads needs a household goods permit from the Utilities and Transportation Commission (UTC). The permit covers advertising, estimates, pickup and delivery, short-term storage, and the crew work in between, so a company operating without one sits outside the rules for the entire job.
The UTC publishes a carrier lookup, and a permitted company returns with its authority on file. Ask for the permit number when you ask for a quote, then check it yourself. A company that cannot produce the number quickly is the first one to cross off your list.
What the state permit means for a local price
Moves that begin and end inside Washington run under Tariff 15-C, the UTC tariff that sets rates, terms, and conditions for household goods moves in the state. A permitted company prices a Seattle-to-Bellevue move against that tariff, which is why its charges should line up with line items you can ask about. If a quote carries a fee nobody will explain, the tariff usually has the answer.
Permitted companies also have to give you the UTC Consumer Moving Guide. Ask for it. It covers your rights, the complaint process, and how the tariff applies to your job.
If your move crosses a state line
Interstate moves answer to the Federal Motor Carrier Safety Administration instead. The carrier needs a USDOT number you can look up in FMCSA's database, and it must give you the booklet Your Rights and Responsibilities When You Move before you sign. The booklet explains estimates and liability in plain terms, and it is worth reading before the contract rather than after the truck pulls away. Our page on long-distance moving services covers how an out-of-state move is scheduled.

Decide the liability coverage on purpose
Every permitted mover carries liability for the goods on the truck, and the free default is lower than most people expect. On an interstate move the minimum is released value protection at 60 cents per pound per article, so a ten-pound item that breaks settles for six dollars. Full value protection costs more and repairs, replaces, or pays the current value of what is damaged, usually with a deductible you choose.
Ask three questions about coverage: which level the estimate assumes, what the upgrade costs, and what the deductible would be. Get all three on the written estimate, since a phone answer is not part of the contract.
Ask for the certificate of insurance too. It should show coverage for the cargo, not only general liability for a crew working inside your home, and your building may want a copy before move day.
Know which kind of estimate you were given
A binding estimate fixes the price for the work described in the agreement. A non-binding estimate is the mover's best judgment, and the final bill can come in higher when weight or hours change. Both are legitimate, and confusing the two is where billing arguments start.
Local Seattle moves are usually priced by the hour with a minimum, so the estimate is really a range built from crew size, truck size, stairs, and the walk from the truck to your door. Ask what happens if the job runs past the estimate and whether a minimum charge applies. Our breakdown of what a Seattle move costs explains the charges that move a local quote up or down.
Longer moves priced by weight need two more questions: how the weight is confirmed, since a certified scale ticket is the standard, and what the bill does if the actual weight comes in above the estimate. On a non-binding interstate estimate, federal rules limit what the mover can collect at delivery to 110 percent of the estimate. Ask the company to explain that rule before you sign.
Whatever the type, the estimate should list accessorial charges by name: stairs, long carry, shuttle truck, packing materials, appliance service. A quote with one lump sum and no breakdown gives you nothing to compare.
Read the service agreement for who does the work
The order for service names the company doing your move. Ask whether that is the same company that quoted you. Some movers hand work to a partner carrier, which is legal as long as you know about it and the partner holds its own permit or USDOT number. If a partner is involved, ask for their authority number as well.
Three sections deserve a full read. The arrival window and what can change it. The cancellation and rescheduling terms, including any deposit and the point where it stops being refundable. The claims process, including the filing deadline. For an interstate move, federal rules allow nine months from delivery to file a written claim, while a move inside Washington follows the tariff and the company's agreement.
Ask about the deposit directly: how much, when it is due, what it applies to, and whether a date change moves it. A deposit is normal. A deposit demanded before you have seen a written agreement is not.
Questions to ask movers before you book
These ten questions cover what the estimate and the agreement leave out. Ask them of every company on your list and compare the answers side by side.
What is your UTC permit number? Check it against the UTC lookup before the next call.
Which coverage does this estimate include? Then ask what full value protection adds.
Is this estimate binding? And what specifically could change the final price?
Who will be on the crew? Employees or day labor, and is the lead the same person who quoted you?
What is the arrival window, and who calls me if it changes? A crew that texts at 7 a.m. is worth more than one that leaves you guessing.
What access charges apply to my address? Stairs, elevator wait, long carry, and whether a shuttle truck is needed for a narrow street.
How is my time tracked? Ask whether the crew records start and finish times and whether you sign both.
How do you protect floors and doorways? Floor runners, door jamb covers, and elevator pads.
What is your claims process? Get the steps and the filing deadline in writing.
Who do I call on move day? A name and a number rather than a general office line.
How to read reviews without getting fooled
Reviews tell you the most about how a company handles trouble. A page of identical five-star comments says little. A handful that describe a late start, a scratched table, or a second-floor walk-up, and then say how the company responded, tells you what to expect when your own move hits a snag.
Search reviews for your kind of address. A walk-up apartment in Capitol Hill, a narrow driveway in Shoreline, and a building with a loading dock and an elevator reservation each test a crew differently. Look for the addresses and move types that match yours rather than the ones that match the company's best photos.
Read the owner's replies to complaints as closely as the reviews. A reply that offers a phone number and a fix reads differently from one that argues in public.
One more check: match the reviews to your move. A company praised for apartment moves in Ballard may not be the right hire for a four-bedroom house with a piano and a tight staircase.
Red flags worth ending the conversation over
A firm price quoted over the phone with no inventory, walkthrough, or video survey behind it.
No UTC permit or USDOT number, or a number that does not match the state or federal lookup.
A contract that leaves out the arrival window, the claims process, or the name of the company doing the work.
A large cash payment demanded before you have seen a written agreement.
A quote well below the others with no explanation of what it leaves out.
A price that changes after your belongings are on the truck.
What a useful quote request includes
The estimate is only as good as the details behind it, and most of them are things only you know. A company that asks for them up front is doing the job properly. Expect to be asked for:
The dates you want and how far they can move.
Both addresses, with floor number, elevator, and the distance from parking to the door.
Parking rules: a permit, a loading zone, a narrow street, or a driveway a truck cannot enter.
Anything oversized or fragile, such as a piano, a safe, a wall unit, a large television, or artwork.
Whether you want the crew to pack part or all of the house, and how much notice those materials need.
Book the company that puts it in writing
A reliable Seattle moving company will send you a permit number, a coverage level, an estimate type, an arrival window, and a claims process without being asked twice. You should be able to read the agreement once and know what the day looks like.
A Perfect Mover is licensed and insured in Washington and works from Marysville across King and Snohomish counties. The quote for your address names the crew, the truck, and the access details before you commit. You can request a moving estimate and read what happens on moving day before you decide.